See If Your Business Qualifies for Group Death in Service Insurance
Get your full quote and options in under 60 seconds below 👇
TESTIMONIALS
Join Other Smart Businesses Already Upgrading Their Benefits
“We Finally Found a Benefit That Actually Makes a Difference”
“We tried comparison sites and got bombarded with sales calls. This was completely different.
The advisor actually listened, explained everything clearly, and helped us put a plan in place that fit our team and budget.
Now we’ve got meaningful cover our employees genuinely value — and I’m confident we made the right decision.”
Katy M., Founder, 12-Person Design Studio, Bristol
★★★★★
“A High-Value Benefit We Could Actually Afford”
“I assumed something like this would be too expensive for our business. I was wrong.
They helped us set up a plan that was simple, affordable, and genuinely valuable to our team — without any pressure or jargon.
Our employees feel more looked after, and it’s strengthened how we position ourselves as an employer.”
James T., Managing Director, Engineering Firm, Leeds
★★★★★
3 Reasons Smart Businesses Are Adding Death in Service Cover in 2026
Give your team real protection — without increasing payroll
1. Your Employees Expect More (And Competitors Are Already Offering It)
Top candidates don’t just look at salary anymore — they compare benefits.
If you’re not offering meaningful protection like life cover, you risk losing talent to businesses that do.
👉 This is no longer a “nice to have” it’s becoming standard.
2. It’s One of the Highest-Value Benefits You Can Offer (For the Lowest Cost)
For a relatively small monthly cost, you can provide employees with £100K+ financial protection for their families.
Compared to salary increases, this delivers far greater perceived value at a fraction of the cost.
👉 High impact. Low cost. Immediate upgrade to your benefits package.
3. It Strengthens Retention, Loyalty & Peace of Mind
Employees who feel protected feel valued.
Offering death in service cover shows your team you care about more than just their output — it builds trust, loyalty, and long-term retention.
👉 A small change that makes a big difference to how your business is perceived.
From 5-1000+ Employees - It's Always The Right Move For Your Team!
Build the workforce that values the perks and loves you for it!
The 3 Step Process To Get Your QUOTE FAST
A Clear 3-Step Process to Help You Cut Costs and Get Covered
Get-To-Know-You Discovery Call
We'll have a conversation with you to understand what's important, work out how much cover your and your team need, and help you find the best option within your budget then leave it with you.
Market Analysis
Using this information, we’ll carry out thorough research across a range of providers to find the most competitive and suitable options for your needs. We’ll then talk you through the benefits of each, so you can make an informed decision with confidence.
Match You With The Best Options
Once we’ve reviewed the available options together, we’ll be able to confidently recommend the policy that best suits your needs and begin the application process. If you’d like time to consider your decision, we’re happy to arrange a follow-up call.
Ready to get started?
STILL NOT SURE?
Frequently Asked Questions
We understand Insurance can be tricky let us help you out!
1. What is Death in Service cover?
Death in Service is an employer-paid life insurance policy that pays a tax-free lump sum (usually 3–4x salary) to an employee’s family if they pass away while employed.
2. How much cover do employees get?
Most businesses offer 2–4x annual salary as standard.
For example:
An employee earning £40,000 could receive £120,000 tax-fre
3. How much does it cost?
Costs vary depending on your team size, age profile, and cover level — but it’s typically one of the lowest-cost benefits you can offer.
👉 Most employers are surprised how affordable it is compared to a salary increase.
4. Is this a taxable benefit?
No — this is one of the biggest advantages:
✔ Premiums are tax-deductible for the business
✔ Payouts are usually tax-free for beneficiaries
✔ Not treated as a Benefit in Kind for employees
5. Do employees need medical checks?
Usually not.
Most policies include a Free Cover Limit (FCL), meaning employees are covered automatically up to a certain level with no medical underwriting.
6. How quickly can this be set up?
Most schemes can be set up in just a few days with minimal admin.
We handle the process for you, making it simple from start to finish.
7. What happens next if I get a quote?
We’ll review your details and provide tailored options from leading UK insurers.
You’ll get clear pricing, simple recommendations, and no pressure to proceed.
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